Condo Insurance

If you own a condominium, you may be wondering what type of insurance best fits your needs. When you own a condo, you own your unit, but you most likely share common areas with other condo owners in your building. Fortunately, condo insurance is available for owners like you.

In practice, condo insurance is very similar to renter’s insurance. Your building should have a master insurance policy that covers common elements like the roof, shared utilities, and walkways. As a condo owner, you own everything inside your unit—from your personal belongings to the appliances, carpets, and floors. Condominium insurance covers those items that you own, and it also covers your personal liability in case someone is injured inside your home. Some policies may also contain additional provisions for things like living expenses in case a fire or accident causes you to relocate. Ask your insurance agent about specific coverage items under your policy.

For the types of policies mentioned above, you will most likely be covered for loss of property due to accident or theft. Depending on your individual policy and your building’s master policy, your insurance may or may not cover special assessments from your condo association or damage from certain natural disasters like hurricanes or tornadoes. Finally, you may be able to purchase additional insurance coverage for conditions like toxic mold.

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Great agency!!
Sam Grant
Sam Grant
Very helpful agency with caring people.
Charles Berger
Charles Berger
They are always there to assist you with any problems and I love that part about them
Shirley Williams
Shirley Williams
The Hoylen Agency’s customer service is fantastic! They listen to my need and then follow up in a timely manner to make sure that my questions are answered and the need is resolved. Everyone in the office is friendly, efficient, and provides impeccable service!
Susan Elvis
Susan Elvis
5 star customer service!
David Spearman
David Spearman
Always a pleasure to deal with. They have even called me on occasion to help me save money and reduce my premiums. Cant get much better than that!
Pamela Reynolds
Pamela Reynolds
Without question, the best insurance agency in the Pee Dee! Customer service that is second to none!
Larry Jackson
Larry Jackson
Dedicated to helping their customers. They stepped in and help me with issues I encountered while dealing with an opposing insurance company. Which made sure that they were fairly handling my situation due their customers at fault accident. YOU CAN'T BEAT SERVICE LIKE THAT!
Jeremiah Kennedy
Jeremiah Kennedy
Ana provided great service!!!
Jaime Palacios
Jaime Palacios
We are long time customers and very pleased. The staff is always willing to go the extra mile.
Jill Bramblett
Jill Bramblett
Great people! Have been with them for the last 26 years and have always had top notch service!!
Lee Calcutt
Lee Calcutt
great to do business with
James Lambert
James Lambert
Helped me find the lowest rates!
Adairis Oropeza
Adairis Oropeza
Have been with you guys many years...always satisfied.
dianna spencer
dianna spencer
Customer service is excellent.
Hattie Berry
Hattie Berry
I've been with the Hoylens for decades. Top-notch service and very responsive. There may be cheaper insurance options out there, but service and customer relations are paramount which online insurers can't and don't offer.Skydivers don't shop for the cheapest parachutes for a reason. People shouldn't shop for the cheapest insurance companies or agents!
Karl Folkens
Karl Folkens
This has been by far the best insurance agency I have ever been with. They are extremely responsive and competent in what they do. I️ highly recommend their services.
Lori DB
Lori DB
In 1995 we established both personal and business accounts with the Hoylen Agency!They have always provided us with unparalleled service and quality products!!!Custom Marine ServicesDan Thibault - Tech Sales Mgr / Owner
Daniel Thibault
Daniel Thibault
Been with them for years and they always treat me right!
Jessica Mcgee
Jessica Mcgee
Wonderful service
Brandon Tucker
Brandon Tucker
Wonderful people to do business with
Cody Gaddy
Cody Gaddy

305 2nd Loop Road, Suite A
Florence, SC 29505
(843) 665-2196

319 W Main St
Lake City, SC 29560
(843) 394-1625