Earthquake Insurance

In many places, earthquake insurance is an absolute necessity. Without it, individuals, families and businesses could be put in financial peril. Before you purchase earthquake coverage, however, you should learn more about it. Below is an explanation of what it is, how it works and what kind of policy holders may benefit from this kind of coverage.

As to be expected, earthquake insurance protects against the financial hardship that can be produced by the damage caused by an earthquake. Earthquakes occur when the ground shakes due to the movement of tectonic plates deep below the surface. This can create great damage to any buildings within the zone of impact and even the deaths of people. Earthquake coverage can protect a person or business against the damage caused by an earthquake.

The kind of damage an earthquake policy usually protects against is known as structural damage. This is the damage done to a building during an earthquake. The insurance company may then pay for a remodel of the building to make it safe and livable again. If the structural damage is too great, the insurance company may pay for the demolition of the building and the construction of a new one to replace it.

Earthquake coverage may also pay for other kinds of damage as well. This may include coverage for the destruction of property like automobiles and valuables. The policy may also provide funds to allow a family to relocate while their home is being repaired.

Earthquake coverage is most advantageous for individuals and businesses near fault lines. It’s good to perform some research to find out how close you live to a fault line as well as that area’s history of earthquakes.

Even if an earthquake has not occurred recently, they can still pose a great risk for homeowners and businesses in many places. Even after decades without an earthquake, one can happen suddenly without warning. The devastation produced can be catastrophic. Earthquake coverage can help a family or business quickly regain its footing instead of suffering from severe financial hardships.

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Great agency!!
Sam Grant
Sam Grant
Very helpful agency with caring people.
Charles Berger
Charles Berger
They are always there to assist you with any problems and I love that part about them
Shirley Williams
Shirley Williams
The Hoylen Agency’s customer service is fantastic! They listen to my need and then follow up in a timely manner to make sure that my questions are answered and the need is resolved. Everyone in the office is friendly, efficient, and provides impeccable service!
Susan Elvis
Susan Elvis
5 star customer service!
David Spearman
David Spearman
Always a pleasure to deal with. They have even called me on occasion to help me save money and reduce my premiums. Cant get much better than that!
Pamela Reynolds
Pamela Reynolds
Without question, the best insurance agency in the Pee Dee! Customer service that is second to none!
Larry Jackson
Larry Jackson
Dedicated to helping their customers. They stepped in and help me with issues I encountered while dealing with an opposing insurance company. Which made sure that they were fairly handling my situation due their customers at fault accident. YOU CAN'T BEAT SERVICE LIKE THAT!
Jeremiah Kennedy
Jeremiah Kennedy
Ana provided great service!!!
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Jaime Palacios
We are long time customers and very pleased. The staff is always willing to go the extra mile.
Jill Bramblett
Jill Bramblett
Great people! Have been with them for the last 26 years and have always had top notch service!!
Lee Calcutt
Lee Calcutt
great to do business with
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James Lambert
Helped me find the lowest rates!
Adairis Oropeza
Adairis Oropeza
Have been with you guys many years...always satisfied.
dianna spencer
dianna spencer
Customer service is excellent.
Hattie Berry
Hattie Berry
I've been with the Hoylens for decades. Top-notch service and very responsive. There may be cheaper insurance options out there, but service and customer relations are paramount which online insurers can't and don't offer.Skydivers don't shop for the cheapest parachutes for a reason. People shouldn't shop for the cheapest insurance companies or agents!
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Karl Folkens
This has been by far the best insurance agency I have ever been with. They are extremely responsive and competent in what they do. I️ highly recommend their services.
Lori DB
Lori DB
In 1995 we established both personal and business accounts with the Hoylen Agency!They have always provided us with unparalleled service and quality products!!!Custom Marine ServicesDan Thibault - Tech Sales Mgr / Owner
Daniel Thibault
Daniel Thibault
Been with them for years and they always treat me right!
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Jessica Mcgee
Wonderful service
Brandon Tucker
Brandon Tucker
Wonderful people to do business with
Cody Gaddy
Cody Gaddy

305 2nd Loop Road, Suite A
Florence, SC 29505
(843) 665-2196

319 W Main St
Lake City, SC 29560
(843) 394-1625